Rasmi Nur Anggraeni, Cahyaning Raheni. Use of E-Wallet for Micro Small and Medium Enterprises (UMKM) Users. IJHESS [Internet]. 2023Jan.14 [cited 2025Aug.7];5(1):64-8. Available from: https://www.jurnal.unismuhpalu.ac.id/index.php/IJHESS/article/view/3203